Budgets Don't Work (But This Does): Drop the one-size fits all approach to money and discover the power of understanding your un

Description

If you've ever tried to budget but found it just doesn't work, you need to read this book. When it comes to saving and spending money, we're not all the same. Yet for too long, the financial advice world has treated us as if we are. This book will give you the tools you need to make that long-awaited financial breakthrough, allowing you to discover your 'Financial Phenotype': the unique combination comprising your Money Story, your Money Environment, your Money Type and, just as importantly, the habits, triggers and tricks that are right for you. Once you realise that the one-size-fits-all approach to finances you've been trying to adopt doesn't work for most people, it can be liberating. Finally there's a rational explanation for why you've struggled with money-why you're perpetually sabotaging, why you're constantly at loggerheads with your partner or why you just can't seem to be consistent. When it comes to other areas of your life, such as food and exercise, you've no doubt embraced a multi-faceted, often highly personalised approach and you recognise that's important. Why should it be any different when it comes to your finances? That's why understanding your Money Story and discovering your Money Type is the key to financial success.

Melissa Browne is an author, financial advisor, accountant and financial wellness advocate. She is CEO of the award-winning accounting and advisory firm A&TA (Accounting & Taxation Advantage) and CEO of the financial planning business for 28-48 year olds who want to financially grow up The Money Barre. Melissa also writes a fortnightly column for the Money section in The Sydney Morning Herald and Melbourne's The Age and has also been a regular contributor to CEO Magazine, Latte magazine and The Gloss magazine. She makes regular TV and radio appearances including the Today Show, Weekend Sunrise, Weekend Today, Sky Business, Triple J and The Daily Edition. She has also been featured in or written articles for Cosmopolitan, Who, Vogue, Elle, The Collective, Harpers Bazaar, Rendezvous, Madison and more. In 2013 she was featured in Madison magazine as one of Australia's 100 most inspiring women and in 2016 was named one of the Financial Review's 100 Women of Influence.